
Dreaming of a beautiful Indian wedding but want to keep your expenses under control? A stunning, memorable wedding under ₹20 lakhs is absolutely possible with the right planning, smart budgeting, and thoughtful choices.
Whether you prefer a traditional celebration or a modern intimate wedding, here’s a step-by-step guide to help you plan a gorgeous wedding within a ₹20 lakh budget — without compromising on joy, style, or experience.
💰 Step 1: Build a Smart ₹20 Lakh Budget Plan
Here’s a practical breakdown you can use:
| Category | Ideal Budget % | Estimated Amount |
|---|---|---|
| Venue + Catering | 45% | ₹8,00,000 – ₹9,00,000 |
| Decor & Setup | 15% | ₹2,50,000 – ₹3,00,000 |
| Photography & Videography | 10% | ₹1,50,000 – ₹2,00,000 |
| Outfits & Jewellery | 10% | ₹2,00,000 |
| Makeup & Grooming | 4–5% | ₹75,000 – ₹1,00,000 |
| Entertainment | 4–5% | ₹75,000 – ₹1,00,000 |
| Invitations & Gifts | 3–4% | ₹50,000 – ₹75,000 |
| Miscellaneous Buffer | 5% | ₹75,000 – ₹1,00,000 |
💡 Tip: Keep at least ₹1 Lakh aside for last-minute guest additions, rentals, or extra décor.
🏛️ Step 2: Choose a Budget-Friendly Venue
Venue + catering is the biggest expense, so choose wisely.
Smart Options Under ₹20 Lakhs
- Community Halls
- Mid-range Banquet Halls
- Boutique Hotels
- Clubhouses & Farmhouses
- Off-season or Weekday Venues
Ways to Save
- Choose a day wedding (massive savings on décor and lighting).
- Opt for in-house catering to reduce external vendor costs.
- Host all events at the same venue to save on logistics.
💡 Explore budget-friendly venues and compare prices on Wedsfy.in.
🌿 Step 3: Keep Decor Minimal Yet Classy
You don’t need grand floral arches everywhere to create an aesthetic environment.
Budget Décor Ideas
- Soft drapes + fairy lights
- Seasonal flowers
- DIY elements like signage or photo corners
- Simple mandap with pastel fabric and marigolds
- Candle décor for evening functions
Save 20–30% by focusing décor on:
✔ Mandap
✔ Stage
✔ Entrance
Skip décor-heavy corners that most guests won’t notice.
📸 Step 4: Book Affordable Photography/Premium Teams
You can get excellent photography without spending ₹3–5 lakhs.
Tips
- Hire a local photographer with strong portfolio.
- Book a combo package for pre-wedding + wedding.
- Choose a digital album first; printed albums later.
💡 Wedsfy lists verified photographers starting at ₹60,000.
👗 Step 5: Wedding Outfits Within Budget
You can look stunning without burning lakhs on designer labels.
Smart outfit choices
- Choose non-designer boutiques.
- Explore multi-designer stores.
- Rent lehenga or sherwani (big savings).
- Mix heirloom jewellery with light modern pieces.
Budget target:
₹1,50,000–₹2,00,000 for bride + groom combined.
💄 Step 6: Book Value-for-Money Makeup Artists
Focus on quality, not big names.
Tips
- Book a package for haldi + mehndi + wedding.
- Ask for trial sessions before booking.
- Check reviews and real brides on Wedsfy.

💌 Step 7: e-Invites & Simplified Guest List
- Design e-invites (₹0–₹3,000).
- Keep guest list between 200–300 for manageable catering costs.
- Offer simple, useful wedding favors instead of luxury hampers.
🎶 Step 8: Affordable Entertainment Options
Instead of big-name DJs or dancers:
- Hire a talented local DJ
- Use a Spotify playlist for small functions
- Book a dhol team for baraat
(Target: ₹50,000–₹75,000)
🚗 Step 9: Smart Vendor Booking Strategy
- Book 3–6 months early to secure lower rates.
- Compare vendors on Wedsfy for better pricing.
- Avoid peak dates (Feb–March, Nov–Dec).
- Check for combo packages from planners and venues.
❤️ Step 10: Keep Emotions First, Expensive Trends Second
Remember:
A beautiful wedding is not about spending more — it’s about celebrating your love with people who matter.
Personal touches > Expensive décor
Real memories > Designer outfits
Quality experience > Over-the-top setups
🎉 Sample ₹20 Lakh Wedding Plan (Realistic Estimate)
| Item | Cost |
|---|---|
| Venue + Catering | ₹9,00,000 |
| Decor | ₹2,50,000 |
| Photography | ₹1,75,000 |
| Outfits (B + G) | ₹1,75,000 |
| Makeup | ₹80,000 |
| Entertainment | ₹70,000 |
| Gifts & Invites | ₹60,000 |
| Logistics & Misc | ₹90,000 |
Total: ₹18,00,000 – ₹20,00,000
🌟 Final Thoughts
A ₹20 lakh wedding can be elegant, meaningful, and absolutely beautiful — with the right planning. Focus on smart decisions, choose value-driven vendors, and personalize your celebrations.
To make the process easier, use Wedsfy.in to:
✔ Compare venues within your budget
✔ Book verified photographers, MUAs, decorators
✔ Explore reviews & real wedding photos
✔ Find the best deals for 2025 weddings
Your dream wedding doesn’t need a massive budget — just thoughtful planning, and Wedsfy is here to help every step of the way.

